California LIHTC · CTCAC Compliance

CTCAC compliance
reviews in minutes,
not hours.

Provenaut automates tenant file review for California LIHTC management companies. Drop in a PDF, get a full CTCAC deficiency report — income limits, rent checks, signatures, and draft correction letters — in 3–4 minutes.

Built for California CTCAC monitoring
Fully offline — PII stays on your machine
Multi-agent AI compliance engine
Provenaut — TIC Review
TIC_Property_42_Unit_108.pdf
184 pages · Sacramento County · 60% AMI
Agent pipeline
Agent 1 · Triage
Agent 2 · Rules
Agent 3 · Arb
Checking compliance rules…3m 42s
HCD Income Limit — 3 person HHPASS
Gross Rent vs. CTCAC 60% LimitFAIL
All Adult Signatures PresentPASS
Asset Imputation — Review NeededREVIEW
Certification Date — Within WindowPASS
Completed in 3m 51s Export Report →
1 deficiency found Deficiency letter drafted
3–4min
Per full CTCAC
tenant file review
1,200+
CTCAC-monitored
properties in California
3
AI agents working
in concert per file
100%
Offline — no PII
ever leaves your machine

CTCAC compliance is
still a manual process.

Compliance officers spend hours cross-referencing HCD income tables, CTCAC rent limits, and supporting documents — for every property, every year.

Hours per submission

A single 200-page CTCAC tenant file can take 45–90 minutes to review manually against income limits, rent limits, and regulatory requirements.

📋

No purpose-built software

Yardi and standard property management platforms don't check against California-specific CTCAC rules, HCD AMI tables by county, or CTCAC rent limits by AMI tier.

🔒

PII can't go to the cloud

Tenant files contain SSNs, income data, and household information. Cloud-based tools introduce privacy risk that most management companies aren't comfortable with.

3–4 minutes per submission

Provenaut processes a full CTCAC submission — including all supporting documents — in under 4 minutes on a standard office PC.

🎯

Built specifically for CTCAC

Every California county, every AMI tier, every CTCAC rent limit — embedded directly. Not a generic tool with a compliance module bolted on.

💻

Runs entirely on your machine

Provenaut is a desktop application. All AI processing happens locally. Tenant PII never touches a server — not ours, not anyone's.

Three agents.
One correct answer.

Provenaut doesn't rely on a single AI pass. A pipeline of three specialized agents checks, challenges, and arbitrates every compliance decision — so you get a defensible result, not just a fast one.

Each agent runs locally on your machine using a quantized language model. No file data is ever sent to a server. The pipeline is purpose-built for CTCAC's document types — TIC packets, annual certifications, and supporting income documentation.

01
Triage Agent
Classification & Routing

Reads the incoming PDF and identifies every document type — TIC forms, bank statements, pay stubs, W-2s, SSI letters, and more. Flags any sections that require compliance review and routes them to Agent 2.

02
Compliance Agent
Rule-checking · Only runs on flagged items

Checks each flagged item against CTCAC regulations — HCD income limits by county and household size, CTCAC rent limits by AMI tier, signature requirements, and certification date windows. Runs only when Agent 1 identifies a potential issue.

03
Arbitration Agent
Conflict resolution · Runs on disagreements only

When Agents 1 and 2 reach different conclusions, Agent 3 reviews both analyses and makes a final determination. Provides the reasoning behind the decision — auditable, plain-English output you can show a CTCAC reviewer.

Arbitration output is included in every exported deficiency report

Everything CTCAC looks for.
Nothing you have to configure.

Every California county. Every AMI tier. Every form type your tenants submit. Provenaut knows them all.

📑

Tenant Income Certifications

Income verified against HCD AMI limits by county, household size, and year. Asset imputation at passbook rate. Student rule exceptions flagged automatically.

HCD income tables — all 58 CA counties
Asset imputation calculation
Signature verification — all adult members
Certification date window check
🏢

Annual Owner Certifications

Set-aside percentages verified against regulatory agreements. Unit roll reviewed for missing or out-of-cycle certifications. Owner signature confirmed.

CTCAC set-aside % compliance
Unit-level cert date tracking
Uncertified occupied unit detection
Gross rent floor compliance
📄

Supporting Documents

Bank statements, pay stubs, W-2s, 1040s, and SSI award letters — recognized and extracted automatically, regardless of format or institution.

All major bank statement formats
Pay stub annualized income calculation
IRS W-2 Box 1 and Schedule C/E
SSI vs SSDI benefit type identification

Drop in a PDF.
Get back a compliance report.

Four steps. No configuration. No training. No IT department required.

📂
1

Drop in your PDF

Drag your CTCAC submission — TIC packet, annual cert, or financial statement — into Provenaut.

~3 seconds
🔍
2

Agent 1 classifies every form

The triage agent automatically identifies each document type and flags anything that needs a compliance check.

~30 seconds
⚖️
3

Agents 2 & 3 run the rules

The compliance agent checks every flagged item against CTCAC rules. The arbitration agent resolves any conflicts.

~2–3 minutes
📋
4

Export the report

Download a full deficiency report with plain-English explanations and draft correction letters in CTCAC-standard language.

Instant

Your tenant data never
leaves your office.

Provenaut is a desktop application. All AI processing runs locally on your machine. We designed it this way intentionally — tenant PII should never be in someone else's cloud.

🖥
Runs 100% on your machine

The AI model, OCR engine, and compliance rules all run locally. No data is transmitted during processing.

🔐
No cloud storage

Tenant names, SSNs, income figures, and household data are stored only in a local database on your PC.

📡
One outbound ping — license only

The only internet activity is a daily license check on app launch. No document data is ever transmitted.

Data flow
Your PDF
Provenaut AI
(local)
Compliance Report
(local)
Tenant PII
Cloud / Internet
x
Provenaut contacts the internet only once — a lightweight license check on app launch. No tenant data, filenames, or document content is ever included.
Now Scheduling Demos

See Provenaut process
a real CTCAC file.

20 minutes. Live screen share. No commitment required. We'll work around your schedule.

Prefer to reach out directly?
What to expect in the demo
  • Live processing of a real CTCAC tenant file
  • Walkthrough of the three-agent compliance pipeline
  • Sample deficiency report and correction letter output
  • Q&A on your specific document types and workflow
Or fill out our intake form

Demo Request Form

Takes about 2 minutes

Tell us a bit about your portfolio and we'll reach out within one business day to schedule a 20-minute live demo at a time that works for you.

Your name
Company / organization
Work email
Number of LIHTC properties
Anything you'd like us to know?
Open Intake Form

Opens Google Forms in a new tab — no account required to submit.